Legal Agreement

Terms of Use

Your rights and responsibilities when using est8Ledger's platform

Last updated: November 6, 2025

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Acceptance of Terms Description of Services User Eligibility User Responsibilities Financial Terms Contact Information

Legal Agreement

By accessing or using est8Ledger's services, you agree to be bound by these Terms of Use and our Privacy Policy. Please read carefully.

1. Acceptance of Terms

These Terms of Use ("Terms") constitute a legally binding agreement between you and est8Ledger, Inc. ("est8Ledger," "we," "us," or "our") regarding your use of our security deposit management platform and related services (the "Services").

By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our Services.

2. Description of Services

est8Ledger provides a comprehensive security deposit management platform that includes:

Digital Agreements

Tenancy agreement preparation and management

Property Inspections

Documentation and photo storage

Secure Escrow

Account management for security deposits

Blockchain Recording

XRPL technology for transaction records

Automated Processing

Deposit refund processing

Communication Tools

For landlords and tenants

3. User Eligibility and Registration

Eligibility Requirements

Be at least 18 years of age
Have legal capacity to enter binding agreements
Provide accurate registration information
Comply with applicable laws and regulations

Registration Responsibilities

Provide truthful and complete information
Maintain and update information as needed
Keep login credentials secure
Accept responsibility for account activities

4. User Responsibilities and Conduct

Acceptable Use Policy

You agree to use our Services only for lawful purposes and in accordance with these Terms.

Prohibited Activities

You will not:

Violate any applicable laws or regulations
Use Services for fraudulent purposes
Interfere with or disrupt the Services
Attempt unauthorized access
Upload malicious code or viruses
Impersonate any person or entity
Collect user information without consent
Violate third-party rights

Content and Information Responsibility

You are responsible for all content and information you provide, including:

Property information and inspection reports
Financial information and deposit amounts
Communications with other users
Photos and documentation uploaded

5. Financial Terms and Deposit Management

Escrow Services

  • Regulated financial institutions
  • Separate from operating funds
  • Interest handled per local laws

Fee Structure

  • Service fees for deposit management
  • Transaction fees for processing
  • Premium feature charges

Blockchain Technology

  • Records are immutable and permanent
  • Data may be publicly visible
  • Network fees may apply

Privacy & Data Protection

Your privacy is governed by our Privacy Policy, incorporated into these Terms by reference.

Read Privacy Policy

Intellectual Property

The Services and all related content are owned by est8Ledger and protected by intellectual property laws.

You retain ownership of your uploaded content

Dispute Resolution

1. Informal Resolution

Contact us first to resolve issues informally

2. Binding Arbitration

For formal disputes, we use binding arbitration

3. Class Action Waiver

You agree to resolve disputes individually

6. Privacy and Data Protection

Your privacy is important to us. Our collection, use, and protection of your personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Services, you consent to:

  • Collection and processing of your personal information as described in our Privacy Policy
  • Use of cookies and similar tracking technologies
  • Communication from us regarding your account and our Services

7. Intellectual Property Rights

7.1 Our Rights

The Services and all related content, features, and functionality are owned by est8Ledger and are protected by copyright, trademark, and other intellectual property laws.

7.2 Your Rights

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable license to access and use the Services for their intended purpose.

7.3 User Content

You retain ownership of content you upload to our Services. However, you grant us a license to use, store, and process your content as necessary to provide the Services.

8. Disclaimers and Limitations

8.1 Service Availability

While we strive for high availability, we do not guarantee that the Services will be available at all times. We may experience downtime for maintenance, updates, or technical issues.

8.2 Third-Party Services

Our Services may integrate with third-party services (payment processors, identity verification, etc.). We are not responsible for the availability, accuracy, or reliability of third-party services.

8.3 Limitation of Liability

To the maximum extent permitted by law, est8Ledger shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services.

9. Indemnification

You agree to indemnify, defend, and hold harmless est8Ledger and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

  • Your use of the Services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any content or information you provide through the Services

10. Termination

10.1 Termination by You

You may terminate your account at any time by contacting us. Upon termination:

  • Your access to the Services will be discontinued
  • Any pending deposits will be processed according to existing agreements
  • Your data will be handled according to our Privacy Policy

10.2 Termination by Us

We may terminate or suspend your account if you:

  • Violate these Terms or our policies
  • Engage in fraudulent or illegal activities
  • Fail to pay required fees
  • Pose a security risk to our Services or other users

11. Dispute Resolution

11.1 Informal Resolution

Before pursuing formal dispute resolution, we encourage you to contact us to resolve any issues informally.

11.2 Binding Arbitration

Any disputes arising from these Terms or your use of the Services will be resolved through binding arbitration rather than in court, except where prohibited by law.

11.3 Class Action Waiver

You agree to resolve disputes individually and waive any right to participate in class action lawsuits or class-wide arbitration.

12. Governing Law

These Terms are governed by the laws of the State of Delaware, United States, without regard to conflict of law principles. Any legal action must be brought in the courts of Delaware.

13. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by:

  • Posting updated Terms on our website
  • Sending email notifications to registered users
  • Displaying prominent notices on our platform

Your continued use of the Services after changes take effect constitutes acceptance of the updated Terms.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact Information

est8Ledger Legal Team

Email: info@est8Ledger.com

Phone: +447930068728

Address:
est8Ledger.
Kisaasi, Bahai Road

Effective Date: These Terms of Use are effective as of November 6, 2025 and supersede all previous versions.